Making cross-border credit something that can be explained clearly and checked properly.
Herecredit is a cross-border corporate credit and risk data services platform operating in Hong Kong. We serve financial institutions and corporates in Hong Kong, Macao and across the border with corporate credit reports, entity verification, risk screening and compliant cross-border credit data channels.
Our view is that the bottleneck in cross-border credit has never been access to data — it is being able to explain on what basis the data may be used. So we build the compliance pathway into the product: source, authorisation basis, purpose limitation and retention period travel together with the data.
| Platform owner | 速度貓國際控股有限公司 Incorporated in Hong Kong; owner and operator of the platform |
|---|---|
| Business brand | Herecredit · 香港浙里資信 Business site: zheli.herecredit.com.hk |
| Promotion | Promoter for 平安壹賬通信用服務（香港）有限公司 (PAOCCRA) in respect of personal credit data services |
| Business | Corporate credit enquiry, verification and risk data services; cross-border credit data channel services |
Every batch must register its source, authorisation, permitted purpose and retention period — none can be skipped. Compliance sits in the data model, not in a patch before launch.
Personal credit data services are provided by a licensed provider. We act as its promoter for channel and operations, and never provide such services in our own name.
Any data point can be traced back to a specific batch and provider. Data subjects have a defined channel for access and objection.
| Stage | Scope | Status |
|---|---|---|
| Product design | Four-end architecture (website, institution workspace, operations back office, open platform), product system, audit and authorisation mechanisms | Completed |
| Website and product presentation | Public website, product catalogue, compliance and data source disclosure | Completed |
| Data ingestion and qualifications | Data source registration and ingestion, cross-border compliance assessment, relevant qualifications and arrangements | In progress |
| Self-service enquiry | Corporate enquiry, ordering, report download and open platform API access | Pending |
| Monitoring and graph | Risk monitoring subscriptions, relationship graph, bulk UBO identification | Planned |
Product subscription, scenario assessment, cross-border channel enquiries.
Request a trial →The earlier the purpose is clarified, the less rework later.
